Saving money is more difficult than you think. Even if you have a weekly paycheck coming in, it always seems like, within a couple of days, that money is gone. If you feel like this problem is something you have too, you’re not alone. So many people struggle with saving their money. Especially those who are starting to pay back their student loans, have to pay monthly rent or maybe they just enjoy spending their money on the finer things in life.
Each app has different perks and tricks that come with it. They are available for both iPhone and Android users. It’s time to start having some extra cash laying around. If your bank account needs a little bit of help, try one of these apps to help you effortlessly save money
Digit is an app that, once downloaded, will analyze your bank account to figure out how much you spend monthly. It will then take money from your checking account and deposit it into your Digit savings account. The good thing with this app is there is a no-overdraft guarantee. The app is free for the first 100 days but after that its $2.99 a month. With Digit helping you out, the money you spend on the app won’t even matter. The money that goes into your savings account doesn’t earn interest but they do offer rewards for saving the money.
If you feel like you aren’t being rewarded for the good things you are doing in life, then download Tip Yourself. This app was made to allow users to give themselves a pat on the back when they do something good. If you made your bed that morning, then tip yourself. If you didn’t cheat on your diet, tip yourself. After you make a profile on the app, you will link it to your checking account. Each of your “tips” will be transferred to your Tip Jar on the app. The app itself is free but your money in the jar doesn’t collect interest. But the app can be a fun way to congratulate yourself for a job well done.
This app is a little different. If the value of money is something you cannot grasp, then download You Need A Budget. This app was made to help those understand the importance of saving your money. It will help you create a budget and help you prioritize your expense and help you live within your means. It works for all iOS users, Android users and can be downloaded on Windows and MacBooks. You Need A Budget is an app that will give you a good look at reality.
Attention online shoppers: Honey is for you. If you don’t want to miss a saving again, this browser extended will help you save money. Each time you go to check out on a website, Honey will apply the coupon code for you so you don’t have to go searching for one. While this is not an app, it will help you save extra money each time you make an online purchase. It has branded with a ton of different websites so chances are, you’ll always have a discount.
This app is great. It has a spending account and an FDIC-insured debit card so you can track your transactions and safely deposit funds. It has an automatic savings account that will help you start saving money in no time. Each paycheck it will take 10% of it and put it in the app’s savings. Also, you can round-up on your purchases and have the difference transferred into your savings account each time you use Chime. They don’t charge overdraft fees. Chime will help you save money and also store it in a savings account so you aren’t tempted to spend it.
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